Getting it Right - Welcome

The goal of this blog is to publish my thoughts on a variety of economic and political topics in the hopes that people who find them educational or beneficial will utilize them and/or forward to others who might find them interesting and/or worthwhile to promote to others, possibly including politicians who can push some of these ideas to fruition. The topics in my blog are meant to be of value on a long term basis, not a daily diary or political issue of the day log. If the information posted is useful to you, by all means utilize it and/or forward it as you see fit. If not useful, then merely ignore it. There are no universally agreed upon truisms and too little tolerance between some of those with opposing viewpoints to successfully convince the people with hardened opinions to move away from them. I am an analytical type person who will try to be as factual as I am able.

I disdain the current popularity of name calling and condemnation of viewpoints with no factual alternatives or logical solutions given that I see so often. If you don't have a solution based on fact and logic, then opt out of the discussion because you have nothing to contribute. My background is a degree in Economics from the University of Michigan and 39 years working in middle management jobs for a major retailer. My opinions are forged on the personal experence of life, family, friends, and work as well as triumphs and mistakes that I have made and hopefully learned from. My hope is that this blog helps you.

My first topic will be about personal finance. I chose that one first because most of us work long and hard just to survive but not all of us realize our dreams of becoming financially independent from the labors of our work. Much of our political votes/thinking also focus on the economy and in particular how well we are personally doing financially.

It is relatively simple, without sacrificing the enjoyment of living for 'today' and even at moderate incomes, to retire as a millionaire or multi-millionaire, if you focus on that goal consistently from a young age. It is also simple to ensure that your child or grandchild retires rich. It merely requires a one time gift of just $2,000 invested wisely and the passage of time. Please read my first post on this blog to learn more.


An index/schedule of past and future posts and their dates will always be updated so that it becomes the first post that you see below. If the date of a post that you wish to read is preceded by the word "Posted", then find it below or click on the title in the Blog archive to review.

Blog Archive

Friday, April 2, 2010

A Theory of Everything

Einstein and prominent physicists today have tried and failed to come up with a theory to explain everything in the universe. On a simpler, really not scientifically complete basis, I’m going to write down my musings on that plus life after death. Everything that exists in the universe today either uses fuel (stars use hydrogen glass, plants use sunlight through photosynthesis, and animals use the consumption of food) to create energy to survive or if dead (e.g. an asteroid) is a form of captured energy per Einstein’s equation E=mc2. Without energy consumed or stored, there is no existence. Consequently, since everything eventually exhausts its supply of fuel to create energy, everything eventually dies and ceases to exist, even as a dead ‘body‘. In other words, nothing in the physical world is ‘eternal’.

Energy itself does not exist by itself. It is only generated by an act of fuel consumption or by a crash of two objects. The only known ’thing’ in the universe that may not be fueled by energy consumption or a storage of energy from a dead object is gravity. Gravity does not appear to depend on energy consumption, nor is it an object that can crash into something else to create energy (though it can cause other things to crash into themselves to create energy).

Gravity is not yet completely explained by physics. At one point it was thought to be a ‘force’ of some sort. The latest theories seem to indicate that gravity is more of a result of large objects (stars, planets, moons), ‘bending’ space or more accurately space/time. Kind of like putting a bowling ball on a stretched sheet and it makes a depression in the sheet not only for itself, but also around it in a conical shape until the top of that ‘cone’ reaches the height of the rest of the top of the stretched sheet. Objects that are caught on the slope of that cone depression circle around the ball in a fashion we’ve seen with a coin circling round and round a hard, plastic inverted cone in some scientific or amusement created exhibits. Therefore, gravity is not a force at all, but a ‘result’ of a large object making a depression. There’s no real attraction between the objects, just an inevitable spin around the cone.

All this brings me to the after life. The after life is supposed to be eternal. To be eternal, then it cannot consume or store energy. Seemingly, it must be a form of energy itself, not dependent of fuel consumption, nor collisions to exist. How that is possible is the mystery of ‘God’.