Getting it right on Politics, Economics, and Personal Finance: April 2017

Getting it Right - Welcome

The goal of this blog is to publish my thoughts on a variety of economic and political topics in the hopes that people who find them educational or beneficial will utilize them and/or forward to others who might find them interesting and/or worthwhile to promote to others, possibly including politicians who can push some of these ideas to fruition. The topics in my blog are meant to be of value on a long term basis, not a daily diary or political issue of the day log. If the information posted is useful to you, by all means utilize it and/or forward it as you see fit. If not useful, then merely ignore it. There are no universally agreed upon truisms and too little tolerance between some of those with opposing viewpoints to successfully convince the people with hardened opinions to move away from them. I am an analytical type person who will try to be as factual as I am able.
I disdain the current popularity of name calling and condemnation of viewpoints with no factual alternatives or logical solutions given that I see so often. If you don't have a solution based on fact and logic, then opt out of the discussion because you have nothing to contribute. My background is a degree in Economics from the University of Michigan and 39 years working in middle management jobs for a major retailer. My opinions are forged on the personal experence of life, family, friends, and work as well as triumphs and mistakes that I have made and hopefully learned from. My hope is that this blog helps you.
My first topic will be about personal finance. I chose that one first because most of us work long and hard just to survive but not all of us realize our dreams of becoming financially independent from the labors of our work. Much of our political votes/thinking also focus on the economy and in particular how well we are personally doing financially.
It is relatively simple, without sacrificing the enjoyment of living for 'today' and even at moderate incomes, to retire as a millionaire or multi-millionaire, if you focus on that goal consistently from a young age. It is also simple to ensure that your child or grandchild retires rich. It merely requires a one time gift of just $2,000 invested wisely and the passage of time. Please read my first post on this blog to learn more.

Friday, April 28, 2017

Immigration reform

If you want meaningful immigration reform, then just do what Mexico did to stop illegal immigration from Central American nations who consider Mexico to be "rich". Mexico does not allow them to get jobs, nor go to school, nor receive government benefits, nor rent an apartment. If caught, Mexico takes all their assets and money, then deports them. Problem solved. For good measure, make it impossible for those caught to ever become US citizens or to become legal Permanent Residents, or to even visit the U.S. again. Institute this law, suspend enforcement for 9 months to allow those illegals who wish to leave voluntarily enough time to sell homes or take care of other personal matters before physically self deporting themselves. For their minor children who were born here, children belong to parents first, nations second. Therefore the minor children leave with them – no family breakup involved. Long term, change the definition of citizenship to account for modern times, especially transportation advances from 1776. Only children born to American citizens anywhere in the world and those born in the USA to legal residents are citizens. The rest are “foreign nationals” born on US soil, not citizens.

We tried Amnesty in the 1980s when we had 11 million illegal aliens. 30 years later, we have another 11 million illegals. If we again grant them the amnesty that the Democrats want today, then 30 years from now, we will have another 11 million new illegals. If you do not learn from history, you are doomed to repeat it.

Friday, April 7, 2017

Gender Pay Gap Myth

Equal pay for men and women already exists in the only comparison that matters - men and women in the same jobs with the same years of experience and educational achievements earn the same pay. That should not be a surprise - it has been US law for 50 years. Any other comparison such as one national average pay scale for each gender is a meaningless, statistical fraud deliberately and knowingly perpetrated by liberals and Democrats for unjustified political reasons. You cannot logically take part time workers and full time workers, HS drop outs and grads, college dropouts, college graduates with bachelors, masters, and PHD degrees across every field of work and average them all out to one "national" pay rate per gender and have it mean anything. See links:

The myth of gender pay gaps:

http://www.thedailybeast.com/articles/2014/02/01/no-women-don-t-make-less-money-than-men.html

http://www.cbsnews.com/news/the-gender-pay-gap-is-a-complete-myth/

http://www.usatoday.com/story/opinion/2014/10/03/millennial-women-education-wage-equality-column/16644149/

http://www.investors.com/politics/editorials/another-bogus-effort-to-bridge-the-phony-gender-pay-gap/

Thursday, April 6, 2017

Judges and the Constitution

Unless the Constitution is strictly interpreted by our judges, then the Constitution isn't worth the paper it is written on. To be able to "bend" the Constitution to suit a judge's political whims denies all of us the rights and freedoms guaranteed to us by taking away our legislative rights through the election of politicians that match our political views. Our very wise Founding Fathers, recognizing future, unseen needs to amend the Constitution gave us the means to do that through Constitutional Amendments approved by the vast majority of citizens. That is the way our freedoms and rights are maintained. Judges legislating from the bench are in essence dictators who deny all of us our rights to determine our future.