Getting it Right - Welcome

The goal of this blog is to publish my thoughts on a variety of economic and political topics in the hopes that people who find them educational or beneficial will utilize them and/or forward to others who might find them interesting and/or worthwhile to promote to others, possibly including politicians who can push some of these ideas to fruition. The topics in my blog are meant to be of value on a long term basis, not a daily diary or political issue of the day log. If the information posted is useful to you, by all means utilize it and/or forward it as you see fit. If not useful, then merely ignore it. There are no universally agreed upon truisms and too little tolerance between some of those with opposing viewpoints to successfully convince the people with hardened opinions to move away from them. I am an analytical type person who will try to be as factual as I am able.

I disdain the current popularity of name calling and condemnation of viewpoints with no factual alternatives or logical solutions given that I see so often. If you don't have a solution based on fact and logic, then opt out of the discussion because you have nothing to contribute. My background is a degree in Economics from the University of Michigan and 39 years working in middle management jobs for a major retailer. My opinions are forged on the personal experence of life, family, friends, and work as well as triumphs and mistakes that I have made and hopefully learned from. My hope is that this blog helps you.

My first topic will be about personal finance. I chose that one first because most of us work long and hard just to survive but not all of us realize our dreams of becoming financially independent from the labors of our work. Much of our political votes/thinking also focus on the economy and in particular how well we are personally doing financially.

It is relatively simple, without sacrificing the enjoyment of living for 'today' and even at moderate incomes, to retire as a millionaire or multi-millionaire, if you focus on that goal consistently from a young age. It is also simple to ensure that your child or grandchild retires rich. It merely requires a one time gift of just $2,000 invested wisely and the passage of time. Please read my first post on this blog to learn more.


Getting it right on Politics, Economics, and Personal Finance

An index/schedule of past and future posts and their dates will always be updated so that it becomes the first post that you see below. If the date of a post that you wish to read is preceded by the word "Posted", then find it below or click on the title in the Blog archive to review.

Blog Archive

Thursday, November 30, 2017

Improving Our Public Schools

If you really want to improve the situation, increase charter schools and make it easier to fire incompetent public school teachers (and frankly all incompetent civil servants). The best way to do that is to ban all government employee unions, given the conflict of interest generated when politicians, who owe their own jobs to union support, negotiate labor contracts with those same unions. Secondly, much of the failure of public schools is a parental problem of some parents not working with their children to make them focus on their school work. Their kids are not trying, the parents are doing nothing about it, and expect the teachers to somehow do the teaching and the parenting job. Send kids to study detention daily who are failing, and if needed to summer school to learn the material. No more "social" promotions to the next grade. Leave them back in the same grade if they fail. If it happens a second time, bring the family to Family court. Those kids may be in a poisonous parental situation and may need to be separated from the parents who have failed them.
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Sunday, November 5, 2017

Guidelines for a Happy Marriage

Keep the Romance alive:

- Kiss each other in the morning when you wake up and in the evening when you go to bed.
- Kiss each other when one of you leaves or returns to the house.
- Occasionally Kiss and hug each other for no reason during the day.
- Hold hands when walking together even if it's just from the parking lot to the store.
- Recognize when your spouse is very weary and/or not feeling well, and react by being extra kind and helpful.

Share Life's big decisions together:

- No financial secrets.
- Big ticket purchases are decided together as equal partners.
- Be financially responsible to live within your means, which includes building up your savings and investments, and not gripe about “things” you want but cannot afford and therefore must do without.

Disagree nicely and without resentment:

- There are no “bosses” in a marriage.
- You are not and can never be clones of each other, so expect disagreements as a normal part of any relationship.
- Your love and relationship are “permanent” and far more important than any disagreement, which normally is just a “temporary” bump in a long term relationship.
- So never yell and especially never use violence to “win” a disagreement. Mistreating the person you love and have shared so many intimacies and good times with is a loss, not a win.
- We all “snap” occasionally, so if your spouse yells at you, avoid the natural temptation to yell back. Instead, speak softly and caringly to your spouse to calm him or her down. That partner should recognize that reaction to also speak softly and calmly.
- Some disagreements cannot be immediately settled. Table those for a discussion at another time.
- Never withold your love and caring attitude due to an unsettled disagreement.

Don't be Stupid:

- Never cheat on your spouse.
- Never commit crimes.

- Never get high, drunk or stoned. Get high on life instead.
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