Getting it Right - Welcome

The goal of this blog is to publish my thoughts on a variety of economic and political topics in the hopes that people who find them educational or beneficial will utilize them and/or forward to others who might find them interesting and/or worthwhile to promote to others, possibly including politicians who can push some of these ideas to fruition. The topics in my blog are meant to be of value on a long term basis, not a daily diary or political issue of the day log. If the information posted is useful to you, by all means utilize it and/or forward it as you see fit. If not useful, then merely ignore it. There are no universally agreed upon truisms and too little tolerance between some of those with opposing viewpoints to successfully convince the people with hardened opinions to move away from them. I am an analytical type person who will try to be as factual as I am able.

I disdain the current popularity of name calling and condemnation of viewpoints with no factual alternatives or logical solutions given that I see so often. If you don't have a solution based on fact and logic, then opt out of the discussion because you have nothing to contribute. My background is a degree in Economics from the University of Michigan and 39 years working in middle management jobs for a major retailer. My opinions are forged on the personal experence of life, family, friends, and work as well as triumphs and mistakes that I have made and hopefully learned from. My hope is that this blog helps you.

My first topic will be about personal finance. I chose that one first because most of us work long and hard just to survive but not all of us realize our dreams of becoming financially independent from the labors of our work. Much of our political votes/thinking also focus on the economy and in particular how well we are personally doing financially.

It is relatively simple, without sacrificing the enjoyment of living for 'today' and even at moderate incomes, to retire as a millionaire or multi-millionaire, if you focus on that goal consistently from a young age. It is also simple to ensure that your child or grandchild retires rich. It merely requires a one time gift of just $2,000 invested wisely and the passage of time. Please read my first post on this blog to learn more.


Getting it right on Politics, Economics, and Personal Finance

An index/schedule of past and future posts and their dates will always be updated so that it becomes the first post that you see below. If the date of a post that you wish to read is preceded by the word "Posted", then find it below or click on the title in the Blog archive to review.

Blog Archive

Monday, October 15, 2018

Affirmative Action and Diversity are Code Words for Discrimination


"Affirmative Action" and "Diversity" are code words for Discrimination. If you are the most qualified candidate for college admission, or a job, or a promotion, but you have the wrong color skin and/or gender, a less qualified person may be taken over you. That is NOT what Martin Luther King marched for. He marched for NO Discrimination, to be judged on your merits and nothing else. It is way past due to end Affirmative Action and Diversity goals and replace them with very strict Non-Discrimination policies. The best, most qualified candidates get admitted to college, or to a job, or gets the job promotion. Everyone must earn their goals in a competitive environment, strictly on the merits. Anything else is discrimination, punishing people for the wrong colored skin and/or gender - totally at odds with fairness, civil rights, and the American spirit.

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Friday, October 12, 2018

We all Won Life's Lottery


While we all all hope to be the big winner in a big lottery and win lots of money, against incredible odds, each of us have won the lottery of life. The day we were conceived in our mother's womb, we beat out an average of 30 million other potential lives that day and in some cases 100 million lives. If any other of the 30 to 100 million sperms rather than the one sperm that created any of us had instead united with our mother's egg, a totally different person with a different set of hereditary genes, perhaps even a different gender, and a different consciousness would have been born instead of us. If our parents had tried multiple times to conceive before conceiving, we could have been one in a billion competing lives. The same goes for our parents and all the thousands of grandparents and great grandparents who were our ancestors. Any one of their sperms had been different, we wouldn't be here. That's one in trillions!! So totally rejoice in our good fortune for having won the most important lottery of all – the lottery of life!!

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