Getting it Right - Welcome

The goal of this blog is to publish my thoughts on a variety of economic and political topics in the hopes that people who find them educational or beneficial will utilize them and/or forward to others who might find them interesting and/or worthwhile to promote to others, possibly including politicians who can push some of these ideas to fruition. The topics in my blog are meant to be of value on a long term basis, not a daily diary or political issue of the day log. If the information posted is useful to you, by all means utilize it and/or forward it as you see fit. If not useful, then merely ignore it. There are no universally agreed upon truisms and too little tolerance between some of those with opposing viewpoints to successfully convince the people with hardened opinions to move away from them. I am an analytical type person who will try to be as factual as I am able.

I disdain the current popularity of name calling and condemnation of viewpoints with no factual alternatives or logical solutions given that I see so often. If you don't have a solution based on fact and logic, then opt out of the discussion because you have nothing to contribute. My background is a degree in Economics from the University of Michigan and 39 years working in middle management jobs for a major retailer. My opinions are forged on the personal experence of life, family, friends, and work as well as triumphs and mistakes that I have made and hopefully learned from. My hope is that this blog helps you.

My first topic will be about personal finance. I chose that one first because most of us work long and hard just to survive but not all of us realize our dreams of becoming financially independent from the labors of our work. Much of our political votes/thinking also focus on the economy and in particular how well we are personally doing financially.

It is relatively simple, without sacrificing the enjoyment of living for 'today' and even at moderate incomes, to retire as a millionaire or multi-millionaire, if you focus on that goal consistently from a young age. It is also simple to ensure that your child or grandchild retires rich. It merely requires a one time gift of just $2,000 invested wisely and the passage of time. Please read my first post on this blog to learn more.


An index/schedule of past and future posts and their dates will always be updated so that it becomes the first post that you see below. If the date of a post that you wish to read is preceded by the word "Posted", then find it below or click on the title in the Blog archive to review.

Blog Archive

Thursday, June 24, 2021

Outlaw Ranked Choice Voting

 Some states have changed election rules so that voters must “rank” every candidate for each office up for election, from first choice to last choice. Each “rank” (1,2, 3 etc.) is assigned a “point” score and the candidate with the most “points” wins the election whether or not that candidate won the most number one rank votes. This complex voting procedure is pure stupidity, would require much more time to select candidates when in the voting booth for each voter thus forcing people to stand in line to vote much longer, and needs to be nationally outlawed for every local, state, and national election.

When I and most people vote in a election, whether a primary election or final election, we have no “second” choices, no “third” choices, no “fourth” choices, etc.. We only have a first choice and don't want the other candidates to win. By forcing us to assign ranks to the people we don't want elected may result in a person we don't want elected winning the election despite the fact that the winning candidate was not the first choice of most voters. This could result in a voting strategy to rank the most competitive candidate, to the person each person really wants to win, last. Consequently, ranked choice voting could result in a candidate that nobody or relatively few people wanted to win actually winning the election. This is totally insane and should never be allowed in a democracy.

Sunday, June 13, 2021

Get rid of foreign language requirements in high school and college

 There are literally hundreds of languages spoken on Earth. Why is it mandatory to take a foreign language in high school and college in order to graduate? It should be optional. I've vacationed extensively for decades both within and outside the U.S. (been to 25 different countries) and not once was it necessary for me to know and use a foreign language. The extreme time and effort needed to learn how to speak a foreign language could be better utilized on other subjects that should be taught instead such as how to manage your finances and investments, especially the magic of youth and compounding, when you enter the workforce - a subject matter that would benefit most of us immensely in attaining financial independence and wealth - a true major life purpose of education.