Getting it Right - Welcome

The goal of this blog is to publish my thoughts on a variety of economic and political topics in the hopes that people who find them educational or beneficial will utilize them and/or forward to others who might find them interesting and/or worthwhile to promote to others, possibly including politicians who can push some of these ideas to fruition. The topics in my blog are meant to be of value on a long term basis, not a daily diary or political issue of the day log. If the information posted is useful to you, by all means utilize it and/or forward it as you see fit. If not useful, then merely ignore it. There are no universally agreed upon truisms and too little tolerance between some of those with opposing viewpoints to successfully convince the people with hardened opinions to move away from them. I am an analytical type person who will try to be as factual as I am able.

I disdain the current popularity of name calling and condemnation of viewpoints with no factual alternatives or logical solutions given that I see so often. If you don't have a solution based on fact and logic, then opt out of the discussion because you have nothing to contribute. My background is a degree in Economics from the University of Michigan and 39 years working in middle management jobs for a major retailer. My opinions are forged on the personal experence of life, family, friends, and work as well as triumphs and mistakes that I have made and hopefully learned from. My hope is that this blog helps you.

My first topic will be about personal finance. I chose that one first because most of us work long and hard just to survive but not all of us realize our dreams of becoming financially independent from the labors of our work. Much of our political votes/thinking also focus on the economy and in particular how well we are personally doing financially.

It is relatively simple, without sacrificing the enjoyment of living for 'today' and even at moderate incomes, to retire as a millionaire or multi-millionaire, if you focus on that goal consistently from a young age. It is also simple to ensure that your child or grandchild retires rich. It merely requires a one time gift of just $2,000 invested wisely and the passage of time. Please read my first post on this blog to learn more.


An index/schedule of past and future posts and their dates will always be updated so that it becomes the first post that you see below. If the date of a post that you wish to read is preceded by the word "Posted", then find it below or click on the title in the Blog archive to review.

Blog Archive

Saturday, January 29, 2022

We are so much better off than our Ancestors

 The overwhelming majority of our ancestors lived without:

1. Clean water, nor running water in their homes.
2. Sewer or septic systems (people in cities went to the bathroom in a bowl and threw the contents in the streets). Rural areas may have had out houses.
3. Cars, buses, trains, planes.
4. Electricity.
5. Automated heating systems.
6. Air Conditioning.
7. Phones.
8. Washing machines.
9. Good, knowledgeable medical care. Standard doctor practice for the very sick - deliberately bleed you to get out the "bad blood", thus often causing your death.
10. Television, computers, internet, credit cards.
11. Garbage Collection.
12. Soap which was not invented until the 1800s (used animal fat and oils as soap; used perfume to over power the smell of dirty bodies.).

Pretty much explains why until 1900, the average human lifespan was 45 years compared to about 80 years today.

In other words, the poor people in America today are infinitely better off than even the wealthy people who lived 200 years or more ago.

Thursday, January 20, 2022

Voter Fraud Cheating Rights Bill

 Hey Joe Biden - Wake up!! The right to vote is already protected and is a non-issue. What you and Democrats are trying to do is pass laws that vastly increase the ability for voter fraud without being able to detect it. The current very cunningly but fraudulently named Voting Rights legislation will ultimately destroy our democracy if passed. Here are its horrible major points:

1. Stops states from requiring voter ID to vote (so how do you know the person voting has the right to vote?). Note 80% of Americans approve and want voter ID as a requirement to vote including the majority of Blacks and registered Democrats.
2. Stop states from purging voter rolls. Given the fact that over 40 million Americans move each year and over 3 million Americans die each year, there is a very obvious need to purge voter rolls to keep them accurate.
3. Protect and allow "voter harvesting". This is where one person collects voter ballots from dozens and even hundreds of people in their community and turns them in to be counted. Often they go to nursing homes where many patients are not physically and mentally competent to know what's going on.
4. It allows and encourages mail in voting. Every nation on Earth either forbids or heavily restricts mail in voting because it is very prone to fraud.