Getting it Right - Welcome

The goal of this blog is to publish my thoughts on a variety of economic and political topics in the hopes that people who find them educational or beneficial will utilize them and/or forward to others who might find them interesting and/or worthwhile to promote to others, possibly including politicians who can push some of these ideas to fruition. The topics in my blog are meant to be of value on a long term basis, not a daily diary or political issue of the day log. If the information posted is useful to you, by all means utilize it and/or forward it as you see fit. If not useful, then merely ignore it. There are no universally agreed upon truisms and too little tolerance between some of those with opposing viewpoints to successfully convince the people with hardened opinions to move away from them. I am an analytical type person who will try to be as factual as I am able.

I disdain the current popularity of name calling and condemnation of viewpoints with no factual alternatives or logical solutions given that I see so often. If you don't have a solution based on fact and logic, then opt out of the discussion because you have nothing to contribute. My background is a degree in Economics from the University of Michigan and 39 years working in middle management jobs for a major retailer. My opinions are forged on the personal experence of life, family, friends, and work as well as triumphs and mistakes that I have made and hopefully learned from. My hope is that this blog helps you.

My first topic will be about personal finance. I chose that one first because most of us work long and hard just to survive but not all of us realize our dreams of becoming financially independent from the labors of our work. Much of our political votes/thinking also focus on the economy and in particular how well we are personally doing financially.

It is relatively simple, without sacrificing the enjoyment of living for 'today' and even at moderate incomes, to retire as a millionaire or multi-millionaire, if you focus on that goal consistently from a young age. It is also simple to ensure that your child or grandchild retires rich. It merely requires a one time gift of just $2,000 invested wisely and the passage of time. Please read my first post on this blog to learn more.


An index/schedule of past and future posts and their dates will always be updated so that it becomes the first post that you see below. If the date of a post that you wish to read is preceded by the word "Posted", then find it below or click on the title in the Blog archive to review.

Blog Archive

Tuesday, May 17, 2022

Gender Identity Realities

 There are only two “Biological” genders (male and female) that are determined at birth and they never change. The overwhelming majority of people understand that and agree with that. There are some people who mentally believe that their actual gender is different than their biological gender. These people have literally come up with dozens of these “mental” genders and assign themselves specifically to one of these dozens of mental genders and they want the rest of the world to acknowledge their mental gender and use it in every day life.

However, this “mental confusion” regarding gender on their part presents problems in the real world. Let's review those problems:

1. Physical health:

No matter what your mental gender, your biological gender determines some of your health issues and how to deal with them to keep you healthy. For example, a biological male has a prostate, no matter what his mental gender is. As a person ages, prostates can cause problems including prostate cancer and urinary issues, thus requiring medical help and prostate exams specific to your biological gender. Mental gender is irrelevant.

In a similar manner, a biological female, no matter what her mental gender, has breasts, a uterus, and ovaries – all of which can become cancerous, requiring medical help and preventive exams specific to her biological gender. Again, mental gender is irrelevant.

2. Sports Competition:

A biological male has 40% more muscle mass than a biological female due to all the space in a biological female's body devoted to reproduction. That's a fact that makes it totally unfair and unreasonable to allow biological males, no matter what their mental gender, to compete against biological females in sports. This is cheating and should never be allowed. Any historical sports “records” for female sports taken by biological males should be expunged and awarded to the biological females who competed.

3. Privacy, Modesty, and Safety Concerns:

Multi-person public bathrooms and locker rooms, for the safety, modesty, and privacy of biological females should be assigned and utilized strictly by biological gender designation.

4. Grammar:

Those with mental genders that differ from their biological gender reject the grammatically correct pronouns of his and her for addressing singular persons. They want people to use the grammatical incorrect “plural” pronoun “they” instead for a singular person. Not only is it grammatically incorrect, but it is confusing and non-instinctive, thus difficult to use.