Getting it Right - Welcome

The goal of this blog is to publish my thoughts on a variety of economic and political topics in the hopes that people who find them educational or beneficial will utilize them and/or forward to others who might find them interesting and/or worthwhile to promote to others, possibly including politicians who can push some of these ideas to fruition. The topics in my blog are meant to be of value on a long term basis, not a daily diary or political issue of the day log. If the information posted is useful to you, by all means utilize it and/or forward it as you see fit. If not useful, then merely ignore it. There are no universally agreed upon truisms and too little tolerance between some of those with opposing viewpoints to successfully convince the people with hardened opinions to move away from them. I am an analytical type person who will try to be as factual as I am able.

I disdain the current popularity of name calling and condemnation of viewpoints with no factual alternatives or logical solutions given that I see so often. If you don't have a solution based on fact and logic, then opt out of the discussion because you have nothing to contribute. My background is a degree in Economics from the University of Michigan and 39 years working in middle management jobs for a major retailer. My opinions are forged on the personal experence of life, family, friends, and work as well as triumphs and mistakes that I have made and hopefully learned from. My hope is that this blog helps you.

My first topic will be about personal finance. I chose that one first because most of us work long and hard just to survive but not all of us realize our dreams of becoming financially independent from the labors of our work. Much of our political votes/thinking also focus on the economy and in particular how well we are personally doing financially.

It is relatively simple, without sacrificing the enjoyment of living for 'today' and even at moderate incomes, to retire as a millionaire or multi-millionaire, if you focus on that goal consistently from a young age. It is also simple to ensure that your child or grandchild retires rich. It merely requires a one time gift of just $2,000 invested wisely and the passage of time. Please read my first post on this blog to learn more.


An index/schedule of past and future posts and their dates will always be updated so that it becomes the first post that you see below. If the date of a post that you wish to read is preceded by the word "Posted", then find it below or click on the title in the Blog archive to review.

Blog Archive

Friday, July 25, 2025

Afro-American Is Not A Race

Afro-American Is Not A Race


Even in America, if you see a Black person, they are not necessarily an American. For example, we have Black people from other nations in America who are here as college students, tourists, workers of foreign companies, and workers of foreign government embassies located in America.

My own ethnicity is Italian American as my grandparents all emigrated from Italy. Italian American is not my Race. My Race is White. Many other Whites in America are a different ethnicity as they or their ancestors have emigrated from different nations be it Ireland, Germany, France, Poland, Russia, and dozens of other nations. So their ethnicities are Irish Americans, Polish Americans, etc.. Their common "Race" is White in most cases.

Elon Musk is a wealthy White person often in the news who is an American citizen who was born in South Africa and emigrated here. So technically his ethnicity is Afro-American, but his race is White.

Even the term "Afro" which is short for African , but meant to indicate a Black person is inaccurate. Egypt, Algeria, and Morocco are nations located in Africa. Their citizens are not Black. So if there citizens emigrate here, then technically, just like Elon Musk, they would also be Afro-Americans even though their skin color is not Black.

What should we do then? Let's get rid of the term "Race" and ignore skin color. No matter what your skin color, science has proven that all humans are one and the same species. That is why, we can medically exchange blood and body organs to save people who would otherwise die, no matter what our skin color. As an analogy, we don't use Race as a term for horses, though they come in many skin colors including White, Black, Brown, Blonde, and multi colors. Let's do the same for humans and ignore skin color.