Getting it Right - Welcome

The goal of this blog is to publish my thoughts on a variety of economic and political topics in the hopes that people who find them educational or beneficial will utilize them and/or forward to others who might find them interesting and/or worthwhile to promote to others, possibly including politicians who can push some of these ideas to fruition. The topics in my blog are meant to be of value on a long term basis, not a daily diary or political issue of the day log. If the information posted is useful to you, by all means utilize it and/or forward it as you see fit. If not useful, then merely ignore it. There are no universally agreed upon truisms and too little tolerance between some of those with opposing viewpoints to successfully convince the people with hardened opinions to move away from them. I am an analytical type person who will try to be as factual as I am able.

I disdain the current popularity of name calling and condemnation of viewpoints with no factual alternatives or logical solutions given that I see so often. If you don't have a solution based on fact and logic, then opt out of the discussion because you have nothing to contribute. My background is a degree in Economics from the University of Michigan and 39 years working in middle management jobs for a major retailer. My opinions are forged on the personal experence of life, family, friends, and work as well as triumphs and mistakes that I have made and hopefully learned from. My hope is that this blog helps you.

My first topic will be about personal finance. I chose that one first because most of us work long and hard just to survive but not all of us realize our dreams of becoming financially independent from the labors of our work. Much of our political votes/thinking also focus on the economy and in particular how well we are personally doing financially.

It is relatively simple, without sacrificing the enjoyment of living for 'today' and even at moderate incomes, to retire as a millionaire or multi-millionaire, if you focus on that goal consistently from a young age. It is also simple to ensure that your child or grandchild retires rich. It merely requires a one time gift of just $2,000 invested wisely and the passage of time. Please read my first post on this blog to learn more.


An index/schedule of past and future posts and their dates will always be updated so that it becomes the first post that you see below. If the date of a post that you wish to read is preceded by the word "Posted", then find it below or click on the title in the Blog archive to review.

Blog Archive

Tuesday, June 9, 2020

Guidelines on How to Prevent Violence and Deaths in Confrontations with Police


1. Do not break any laws.

2. Never physically attack police (with your fists, hands, or body, projectiles, firecrackers, fire bombs, vehicle, weapons, or other means).

3. Follow police instructions faithfully when given to you.

4. Do not run or drive away, yell at, or verbally attack police. Keep your voice calm and low.

5. Do not resist police handcuffs – you will get your day in court to defend your innocence should that occur.

Always Remember:

1. Before mass protesting publicly which often leads to violence,property damage, businesses and job lost, and often people hurt or killed, remember that all deaths at the hands of police are investigated and if guilty, police are punished and/or sent to trial and the guilty police to jail. Given that there are about 800,000 police, over 18,000 police forces nationally, and 13 million arrests annually, plus the fact that there are no “perfect” humans, in numbers that huge, there will always be rare cases of police misconduct or criminality. When this happens, never paint all police as violent or criminal on the basis of one person's actions. You would never want another person's bad or criminal actions attributed to you too. We are each solely and individually responsible for our own actions and not collectively guilty of other people's actions.

2. We live in a modern, technological world of instant news. Instantly transmitted provocative videos of police violence, often incomplete as to everything that occurred or even sound, can never and should never result in instant retribution. That's called a lynch mob – something we never want to see in America. The wheels of justice necessarily move slower than instant news. That is a good thing that protects all of us so that a proper investigation can occur and if justified, the proper charges can be filed. In America , we are all innocent until and unless found guilty in a court of law. You would not want it any other way for yourself.

3. Police killed on the job, as a percentage to total police population, is many times higher than the percentage of people by population killed by police by race. Police work in a high stress job, where sometimes necessary split second decisions often mean the difference between their living or dying. Police do not have the luxury of time in these types of situations that we do when later reviewing and judging these situations and their outcomes to carefully ponder the “Should I or shouldn't I react” split second decision that police must sometimes make.

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