Getting it Right - Welcome

The goal of this blog is to publish my thoughts on a variety of economic and political topics in the hopes that people who find them educational or beneficial will utilize them and/or forward to others who might find them interesting and/or worthwhile to promote to others, possibly including politicians who can push some of these ideas to fruition. The topics in my blog are meant to be of value on a long term basis, not a daily diary or political issue of the day log. If the information posted is useful to you, by all means utilize it and/or forward it as you see fit. If not useful, then merely ignore it. There are no universally agreed upon truisms and too little tolerance between some of those with opposing viewpoints to successfully convince the people with hardened opinions to move away from them. I am an analytical type person who will try to be as factual as I am able.

I disdain the current popularity of name calling and condemnation of viewpoints with no factual alternatives or logical solutions given that I see so often. If you don't have a solution based on fact and logic, then opt out of the discussion because you have nothing to contribute. My background is a degree in Economics from the University of Michigan and 39 years working in middle management jobs for a major retailer. My opinions are forged on the personal experence of life, family, friends, and work as well as triumphs and mistakes that I have made and hopefully learned from. My hope is that this blog helps you.

My first topic will be about personal finance. I chose that one first because most of us work long and hard just to survive but not all of us realize our dreams of becoming financially independent from the labors of our work. Much of our political votes/thinking also focus on the economy and in particular how well we are personally doing financially.

It is relatively simple, without sacrificing the enjoyment of living for 'today' and even at moderate incomes, to retire as a millionaire or multi-millionaire, if you focus on that goal consistently from a young age. It is also simple to ensure that your child or grandchild retires rich. It merely requires a one time gift of just $2,000 invested wisely and the passage of time. Please read my first post on this blog to learn more.


An index/schedule of past and future posts and their dates will always be updated so that it becomes the first post that you see below. If the date of a post that you wish to read is preceded by the word "Posted", then find it below or click on the title in the Blog archive to review.

Blog Archive

Tuesday, August 20, 2013

Conducting Fair Presidential Primaries

Iowa, a small farm state, and New Hampshire, a tiny, liberal state have deliberately positioned their Presidential primaries to be the first in the nation for the sole purpose of having an enormous influence on who is nominated. Conservatives and anti-subsidy candidates are at a distinct disadvantage. Major Presidential candidates have been knocked out of contention by these first primary states as their failure to conform to liberal policies resulted in a poor showing and unfair drop in polls which seems to have a huge impact on voters. This forces all serious candidates to cater to the political wishes of two tiny states, not representative of the rest of America, and handicaps candidates who are for the real changes needed to fix our government spending problems. Other states and their political interests are consequently at a distinct disadvantage as Presidential candidates spend enormous amounts of time and money campaigning in these two tiny states, and have much less time to spend in other States. The winners in these tiny states have enormous advantages in ultimately winning their party's nomination for President.
This is totally, unfair, un-American, not in our best interests as a nation, and contributes to the out of control spending policies of the United States. I am sure that if our Founding Fathers, noted for their wisdom in setting up our Democracy, were alive and asked to design Presidential primaries today, it would be much different than what we have now. I believe there should be 5 primary election dates, one a month, from February through June, in which 10 states vote in each. These 10 states should be taken geographically from North, South, East, West, and middle. There should be a balance of red-blue states, conservative-liberal states. Then every four years, the order of voting of these same 10 states should be moved with the first group of 10 states becoming the second group of 10, the second becoming the third, etc. with the last group of 10 from the last primary becoming the first group of 10 states in the current primary. No individual state should have a significant advantage in shaping the candidates or US policy.

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