Getting it Right - Welcome

The goal of this blog is to publish my thoughts on a variety of economic and political topics in the hopes that people who find them educational or beneficial will utilize them and/or forward to others who might find them interesting and/or worthwhile to promote to others, possibly including politicians who can push some of these ideas to fruition. The topics in my blog are meant to be of value on a long term basis, not a daily diary or political issue of the day log. If the information posted is useful to you, by all means utilize it and/or forward it as you see fit. If not useful, then merely ignore it. There are no universally agreed upon truisms and too little tolerance between some of those with opposing viewpoints to successfully convince the people with hardened opinions to move away from them. I am an analytical type person who will try to be as factual as I am able.

I disdain the current popularity of name calling and condemnation of viewpoints with no factual alternatives or logical solutions given that I see so often. If you don't have a solution based on fact and logic, then opt out of the discussion because you have nothing to contribute. My background is a degree in Economics from the University of Michigan and 39 years working in middle management jobs for a major retailer. My opinions are forged on the personal experence of life, family, friends, and work as well as triumphs and mistakes that I have made and hopefully learned from. My hope is that this blog helps you.

My first topic will be about personal finance. I chose that one first because most of us work long and hard just to survive but not all of us realize our dreams of becoming financially independent from the labors of our work. Much of our political votes/thinking also focus on the economy and in particular how well we are personally doing financially.

It is relatively simple, without sacrificing the enjoyment of living for 'today' and even at moderate incomes, to retire as a millionaire or multi-millionaire, if you focus on that goal consistently from a young age. It is also simple to ensure that your child or grandchild retires rich. It merely requires a one time gift of just $2,000 invested wisely and the passage of time. Please read my first post on this blog to learn more.


Getting it right on Politics, Economics, and Personal Finance

An index/schedule of past and future posts and their dates will always be updated so that it becomes the first post that you see below. If the date of a post that you wish to read is preceded by the word "Posted", then find it below or click on the title in the Blog archive to review.

Blog Archive

Tuesday, August 20, 2013

Ending the Welfare Mess

The current welfare and food stamp programs are set up in a manner that incents people to have as many babies as you can, without supporting fathers, in order to gain more government benefits and "retire" without ever having worked. It is an axiom that whatever you incent people to do, that's what they likely will do. So in the future, let's incent them to work. End or at least substantially reduce welfare and food stamps and replace that program with a child care services program so that the mother is free to work and must work to earn the money necessary to support her family housing and food needs. At the same time require that fathers of all children be identified (with severe criminal penalties for lying, plus free DNA tests) so that they can be forced to support their children. If the fathers don't work, subtract child support payments from any government benefits that they receive to incent them to work. By incenting people to work, more people will work. Less babies will be created for the sole purpose of increasing government benefits of the parents. The disintegration of families (3 out of every 4 black children are born to single parent homes) will begin to reverse which will lead to less crime, less government costs, more children staying in school and actually learning, and most importantly better lives for more Americans.
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