Getting it Right - Welcome
The goal of this blog is to publish my thoughts on a variety of economic and political topics in the hopes that people who find them educational or beneficial will utilize them and/or forward to others who might find them interesting and/or worthwhile to promote to others, possibly including politicians who can push some of these ideas to fruition. The topics in my blog are meant to be of value on a long term basis, not a daily diary or political issue of the day log. If the information posted is useful to you, by all means utilize it and/or forward it as you see fit. If not useful, then merely ignore it. There are no universally agreed upon truisms and too little tolerance between some of those with opposing viewpoints to successfully convince the people with hardened opinions to move away from them. I am an analytical type person who will try to be as factual as I am able.
I disdain the current popularity of name calling and condemnation of viewpoints with no factual alternatives or logical solutions given that I see so often. If you don't have a solution based on fact and logic, then opt out of the discussion because you have nothing to contribute. My background is a degree in Economics from the University of Michigan and 39 years working in middle management jobs for a major retailer. My opinions are forged on the personal experence of life, family, friends, and work as well as triumphs and mistakes that I have made and hopefully learned from. My hope is that this blog helps you.
My first topic will be about personal finance. I chose that one first because most of us work long and hard just to survive but not all of us realize our dreams of becoming financially independent from the labors of our work. Much of our political votes/thinking also focus on the economy and in particular how well we are personally doing financially.
It is relatively simple, without sacrificing the enjoyment of living for 'today' and even at moderate incomes, to retire as a millionaire or multi-millionaire, if you focus on that goal consistently from a young age. It is also simple to ensure that your child or grandchild retires rich. It merely requires a one time gift of just $2,000 invested wisely and the passage of time. Please read my first post on this blog to learn more.
An index/schedule of past and future posts and their dates will always be updated so that it becomes the first post that you see below. If the date of a post that you wish to read is preceded by the word "Posted", then find it below or click on the title in the Blog archive to review.
Blog Archive
Wednesday, May 17, 2017
The Democratic Party – The Party of Slavery and Discrimination
Friday, April 28, 2017
Immigration reform
Friday, April 7, 2017
Gender Pay Gap Myth
Thursday, April 6, 2017
Judges and the Constitution
Monday, March 27, 2017
Medical Marijuana Needs to be Legalized Everywhere
Benefits of medical marijuana on video - https://www.youtube.com/watch?v=hifOl2yXU40 and http://www.awetv.com/miraclecure/ and also (one hour long) - https://vimeo.com/82053228
CBDs – Safe, effective, and does not get you high - http://realitysandwich.com/171680/high_health_cbd_food_supply/
Saturday, March 18, 2017
Usage and Morality of the Atom Bomb In World War Two
Student Loans
Invest in Roth IRAs, not Traditional IRAs, plus use Roth Conversions
Never let Politics Determine your Family and Friends
How does US Health Care Compare to other Nations?
Percentage of men and women who survived a cancer five years after diagnosis:
U.S. 65%
England 46%
Canada 42%
Percentage of patients diagnosed with diabetes who received treatment within six months:
U.S. 93%
England 15%
Canada 43%
Percentage of seniors needing hip replacement who received it within six months:
U.S. 90%
England 15%
Canada 43%
Percentage referred to a medical specialist who see one within one month:
U.S. 77%
England 40%
Canada 43%
Number of MRI scanners (a prime diagnostic tool) per million:
U.S. 71%
England 14%
Canada 18%
Not sure why percentages were used. The latest comparison to all nations can be found in thhe following link - https://www.statista.com/statistics/282401/density-of-magnetic-resonance-imaging-units-by-country/ Note that England and Canada are so low that they are not listed in the top 15.
Percentage of seniors (65+), with low income, who say they are in "excellent health:
U.S. 12%
England 2%
Canada 6%
And now for the last health statistic:
National Health Insurance:
U.S. NO (this comparison was done prior to Obamacare).
England YES
Canada YES
Thursday, May 26, 2016
The Importance of Perseverance
Monday, December 21, 2015
Causes of the Great Depression and the Great Recession
Student Loans
Monday, November 30, 2015
How NOT to Unintentionally Disinherit Your Children
Friday, September 18, 2015
If I ran for President
Monday, September 7, 2015
Political Correctness - the Hallmark of all Dictatorships
Thursday, May 7, 2015
Black Killings - The Real Problem
Of course, all the so called Black Civil Rights leaders have promoted the myth of cops killing blacks simply because they are black. More Whites are killed by cops than Blacks, but that fact is ignored. Also ignored is the fact that thousands of Blacks are murdered each year - 93% of them are murdered by other Blacks. In 35 years, over a quarter million blacks have been murdered by other Blacks. That's more than double the number of Americans killed in the Vietnam and Korean Wars combined.
If "Black lives Matter" as the protesters and Civil Rights leaders love to shout at cops, then why don't all those hundreds of thousands murdered Black lives by other Blacks matter? Why are they not trying to address and fix the real threat to Black lives instead of the miniscule handful of Blacks killed, normally for excellent reasons, by cops? If you are a Black person, you have a lot more to fear from other Black people than you do from cops. Imagine how many more Blacks would be murdered if it weren't for cops?
Tuesday, February 24, 2015
Immigration Reform
Monday, March 10, 2014
Social Security Unfair Taxation
For a retired couple with a total income (including SS) of $65,343 or more, their Social Security is taxed at a 28.2% rate. A non-retired couple has to earn $146,400 to pay taxes at a 28.2% rate. This is unreasonable and unfair!
Thursday, February 20, 2014
Unions Should Be Banned
Wednesday, December 18, 2013
Decisions that the Unemployed Should Quickly Make
To preserve your standard of living, you normally need to deplete your wealth even while collecting unemployment benefits. Stay unemployed long enough and you will lose both your standard of living and all of your wealth. Odds are good, especially if you are 40 or over, that you will never recover them. The unemployed person who quickly decides to substantially reduce their lifestyle and standard of living (move to cheaper housing, sell expensive cars, etc.), has a good shot of preserving their wealth. If they do get a good job again, they will be able to go back to their former standard of living if they wish, plus have all or most of their wealth intact. If they never get that good job, by having quickly reduced their standard of living, they can at least keep all or most of their wealth. That's a lot better place to be at then the person who tried to the bitter end to preserve their standard of living and lost everything.
Thursday, November 21, 2013
How to Fix Government Pensions
How did this happen in the first place? There is a very serious, obvious conflict of interest between public unions ( a legal labor monopoly that should not exist at all because it has all the adverse impacts of banned business monopolies) and the politicians, who get elected with union support (time, money, and votes), that negotiate wages, pensions, and benefits with the people who got them their jobs.
Here are my recommendations:
Fund all public pension liabilities that exist and new ones that are created. You can't use government bonds to fund them; you must use taxes that are invested by qualified, non-interested commissions subject to rules and review. However, if that funding requires a tax increase greater than inflation or a tax increase two contracts in a row, then publicly state how much in total and by average taxpayer, and hold an election in which voters can accept or reject the contract.
Eliminate the conflict of interest between public unions and politicians. The simplest, most effective way would be to ban public unions. Other less effective solutions may work such as point 1. Arbitration of union contracts by non-politicians who are not interested parties could be another solution.
3. Overtime pay may not be utilized to calculate income in pension determinations. Furthermore, management and professions, just as in private industry, can not be paid overtime, but are expected to work overtime as required to fulfill the duties of their jobs.
4. To avoid the spiking of pensions through either massive overtime or phony promotions in the years just before retirement, annual income for pension calculations will be the highest consecutive 5 year average of the last ten years and again can not use overtime pay. No pension amount can exceed 55% of this five year average annual pay. You get 1.5% credit for each full time year worked, not to exceed 55% in total. Part time years get partial credits in proportion to a 40 hour week.
5. Full pensions cannot begin until age 65 and partial pensions until age 55. For each year of retirement before age 65, the pension amount will be reduced 4% from the full pension amount.
6. Government workers must also contribute to and receive Social Security. Calculated pension amounts will be further reduced by half the projected Social Security benefit.
7. Government workers who are married at the time of retirement may choose to allow their spouses to collect their pension after they die. However, the amount of pension collected will be further reduced based on life expectancy tables of the husband and wife.
8. No cost of living raises will be allowed on government pensions.
9. Should there ever be a default of a government pension so that only partial benefits can be paid, those collecting pensions that were calculated utilizing overtime pay, would have their pensions reduced first to what their pensions would have been without overtime pay. Then all pensions, if still needing to be reduced, will be reduced by the same percentage.
10. In the future, eliminate government pensions and just contribute to 401K plans (no more than 5% a year). 80% of taxpayers have no pensions and should not be on the hook to fund extravagant government pensions.
What I have proposed is essentially the way private pensions work. Federal pensions should not exceed the private pensions of those taxpayers who get them.
Wednesday, November 13, 2013
School and other Bond Referendums - Information Black Hole
Cost per square foot and cost per classroom. (for roads, cost per mile, etc.)
Cost of the school building and cost of the athletic fields/stadiums separately.
Average cost per household of the bond total.
Costs in total and costs per household of all other outstanding bonds.
Projected repayment costs of principal plus interest as an annual dollar total and percentage of tax revenues.
Is this an interest only bond with a principal balloon payment at the end (probably necessitating a refinancing to pay off the principal)?
It seems that if you just put the word "school" in front of a bond referendum that it is likely to pass without any serious review by voters. That is fiscal insanity!
Saturday, November 9, 2013
A State with No Republicans
The State of Illinois. Think about this.
Some interesting data on the 'state' of Illinois... There are more people on welfare in Illinois than there are people working. Chicago pays the highest wages to teachers than anywhere else in the U.S. averaging $110,000/year. Their pensions average 80-90% of their income. Wow, are Illinois and Chicago great or what? Be sure to read till the end. I've never heard it explained better. Perhaps the U.S.should pull out of Chicago? Body count: In the last six months, 292 killed (murdered) in Chicago. 221 killed in Iraq; AND Chicago has one of the strictest gun laws in the entire US.
Here's the Chicago chain of command: President: Barack Obama .
Senator: Dick Durbin . House Representative: Jesse Jackson Jr. .
Governor: Pat Quinn . House leader: Mike Madigan . Atty. Gen.: Lisa Madigan (daughter of Mike) . Mayor: Rohm Emanuel . The leadership in Illinois - all Democrats. . Thank you for the combat zone in Chicago.
Of course, they're all blaming each other. Can't blame Republicans; there aren't any! .
Chicago school system rated one of the worst in the country. Can't blame Republicans; there aren't any!
State pension fund $78 Billion in debt, worst in country. Can't blame Republicans; there aren't any!
Cook County (Chicago) sales tax 10.25% highest in country. Can't blame Republicans; there aren't any!
This is the political culture that Obama comes from in Illinois. And he is going to 'fix' Washington politics for us?
George Ryan is no longer Governor, he is in the prison.
He was replaced by Rob Blajegovitch who is that's right, also in the prison.
And Representative Jesse Jackson Jr. resigned a couple of weeks ago, because he is fighting to not be sent to...that's right, prison.
The Land of Lincoln, where our governors make our license plates.
But you know what?
As long as they keep providing entitlements to the population of Chicago, nothing is going to change, except the state will go broke before the country does.
"Anybody who thinks he can be happy and prosperous by letting the Government take care of him; better take a closer look at the American Indian."
Don't forget Detroit another good example.
Some of you might find these data interesting. ALL SHOULD. There are actually two messages here. The first is very interesting, but the second is absolutely astounding -- and explains a lot!
A recent "Investor's Business Daily" article provided very interesting statistics from a survey by the United Nations International Health Organization.
Percentage of men and women who survived a cancer five years after diagnosis:
U.S. 65%
England 46%
Canada 42%
Percentage of patients diagnosed with diabetes who received treatment within six months:
U.S. 93%
England 15%
Canada 43%
Percentage of seniors needing hip replacement who received it within six months:
U.S. 90%
England 15%
Canada 43%
Percentage referred to a medical specialist who see one within one month:
U.S. 77%
England 40%
Canada 43%
Number of MRI and CT scanners (a prime diagnostic tool) per million:
U.S. 71
England 14
Canada 18
Percentage of seniors (65+), with low income, who say they are in "excellent health:
U.S. 12%
England 2%
Canada 6%
And now for the last health statistic:
National Health Insurance:
U.S. NO
England YES
Canada YES
And check this last set of statistics!!
The percentage of each past president's cabinet who had worked in the private business sector prior to their appointment to the cabinet....
You know what the private business sector is. A real-life business, not a Government job. Here are the percentages.
T.Roosevelt................... 38%
Taft...........................40%
Wilson ....................... 52%
Harding....................... 49%
Coolidge.......................48%
Hoover ........................42%
F. Roosevelt...................50%
Truman.........................50%
Eisenhower.................... 57%
Kennedy........................30%
Johnson........................47%
Nixon..........................53%
Ford...........................42%
Carter.........................32%
Reagan.........................56%
GH Bush........................55%
Clinton .................. ...39%
GW Bush........................55%
Obama.......................... 8%
This helps to explain the incompetence of this administration: only 8% of them have ever worked in private business!
That's right! Only eight percent -- the least, by far, of the last 19 presidents! And these people are trying to tell our big Corporations how to run their business?
How can the president of a major nation and society, the one with the most successful economic system in world history, stand and talk about business when he's never worked for one? Or about jobs when he has never really had one? And when it's the same for 92% of his senior staff and closest advisers?
They've spent most of their time in academia, Government and/or non-profit jobs or as "community organizers." They should have been in an employment line.
Pass this on because we'll NEVER see these facts in the mainstream media.
"One of the penalties of not participating in politics is that you will be governed by your inferiors." - Plato
Tuesday, September 24, 2013
Why Raising the Minimum Wage Never Works
Saturday, August 31, 2013
Better Social Security Benefits at No Expense to Government
At the time that the second spouse applies for SS, based on life expectancy tables so that there is no extra cost to SS, offer 4 options on the lower check. Collect at 100% and forfeit that check on the death of the first spouse (that is the same as today), or collect the second check at 50% or 75% or 100% when the second spouse dies by taking correspondingly less money on the second check from the time both people are on SS. How much less depends on their ages and life expectancy tables.
That's the option I had with my corporate pension. The company did not care what option was chosen because, based on life expectancy tables and factored over thousands of retirees, the overall total cost to the company is the same. If the government adopts these extra options, there would be no increase in costs to the government, but a substantial increase in security for married couples on Social Security. That's a win-win solution.
Fixing Medicare Fraud
Therefore, the best approach would be to maintain the government program as is, but hire insurance companies, not federal government workers, to manage the program as "third party providers". The US military forces already do this for many job activities. Just as with military combat operations, this is not "privatizing" Medicare. It will still be government insurance run by government overseers. Just the administrative workers will be different.
Secondly, roughly half of all Medicare expenses go to people in their last year of life. Many of these recipients are too sick to make medical decisions. So other family members, or government, or medical providers make these decisions for them. The result is often extending the dying process, not the living process, for the benefit of the medical providers.
For example, "have cancer and only have 6 months to live, we need to do quadruple bypass surgery now so you can make it to six months." That benefits the medical providers financially in a very substantial way, but what does it do for the patient except extend his/her suffering?
The solution is for the Medicare recipients at the time they sign up for Medicare, to fill out a medical will that all medical providers have access to and must follow unless the patient changes his/her mind when the time comes. That takes it out of government's hand, out of medical provider's hands, and out of family members hands who may not know the patient's wishes in such a situation and the patient is unable to respond to questions clearly and/or intelligently.
For people already on Medicare, each year they must make new choices for part D prescription programs. At that time, for any who have not submitted a medical will, have them do so. Either fill out a government form or if they have a medical will already, give government a copy.
Wednesday, August 28, 2013
False Claims that Blacks are Trapped in Poverty
Tuesday, August 20, 2013
Conducting Fair Presidential Primaries
This is totally, unfair, un-American, not in our best interests as a nation, and contributes to the out of control spending policies of the United States. I am sure that if our Founding Fathers, noted for their wisdom in setting up our Democracy, were alive and asked to design Presidential primaries today, it would be much different than what we have now. I believe there should be 5 primary election dates, one a month, from February through June, in which 10 states vote in each. These 10 states should be taken geographically from North, South, East, West, and middle. There should be a balance of red-blue states, conservative-liberal states. Then every four years, the order of voting of these same 10 states should be moved with the first group of 10 states becoming the second group of 10, the second becoming the third, etc. with the last group of 10 from the last primary becoming the first group of 10 states in the current primary. No individual state should have a significant advantage in shaping the candidates or US policy.
Ending the Welfare Mess
Sunday, July 7, 2013
Social Security Inequity toward Working Spouses
Therefore Couple A has paid 50% more into Social Security through SS taxes over a lifetime (and so have their employers who must match their employees' SS contributions) than Couple B. So, when retired, which couple collects the higher Social Security income? Answer – neither couple – they both collect exactly the same amount of SS income even though Couple A contributed 50% more in SS taxes! That's because couple B's wife who never put anything into SS still collects half the amount that her husband gets which is exactly the same amount that Couple A's wife will collect. Now is that fair?
Sunday, June 30, 2013
How to Cut Government Spending
Climate Change Facts
Friday, April 12, 2013
Income Tax Reform
Sunday, November 18, 2012
Beyond Stupid – Laws and Policies of the US Government
Global Companies who earned profits overseas and wish to invest those profits in America are taxed on those profits. Therefore, a global company can use their profits for free overseas to invest in their business, creating job opportunities there, but are penalized by new taxes (leaving less money available for investment) if they invest those profits in America to create American jobs. So why would they invest in America?
When the Federal Government sends out bids for work (for example to build a new highway), instead of accepting the lowest bid they can get, all bidders by law must price their bids as if they pay all their workers “union wages”. Therefore, the government never pays the cheapest price possible for the same work and quality.
Companies with union members cannot build factories or businesses in a different state without permission form a government board for fear that the out of state factory might become a non-union plant. A recent example was Boeing Corporation, headquartered in California, seeking to build another plant in North Carolina (while keeping their California plant) being turned down by that government board. Now if Boeing, having been stopped from expanding in the US, had decided to build that plant in Canada, it could do so without a problem.
America does not have an effective national system to stop voter fraud. A person with homes in two or more states can vote in all those states in the same election without a problem. Fraudulent voters (not registered, voting for someone else, not a citizen, using a dead person's identity, etc.) can cast ballots with little fear of being caught or stopped.
There is no system to catch a doctor who loses his medical license in one state, from moving to another state and practicing medicine.
There is no national, effective system to prevent illegal immigrants from working, collecting government benefits, sending their children to school, renting or buying housing, etc.. Therefore, there is no deterrent, and plenty of incentive, to illegal immigration.
Children born to American citizens out of the country are not automatically citizens, but children born to illegal immigrants in America are automatically citizens. It should be the reverse!
Though we have a shortage of scientists, mathematicians, and key technical experts in America, college graduated foreign exchange students, who can and want to fill those jobs plus have companies that wish to hire them, are quota bound denied the opportunity and sent back to their own nations. Meanwhile, low skilled illegal immigrants remain here with virtual impunity.
We have the highest corporate taxes in the world. Therefore, if you are a global company and can take your operations anywhere in the world, why would you choose America?
Government subsidizes some businesses such as 'green' companies, effectively and substantially lowering their taxes as compared to other business of the same size and profitability. This in effect is limited communism, a system that always failed miserably.
Government requires all gasoline to be at least 10% ethanol for the stated purpose of reducing oil imports. However, it takes more than a gallon of gasoline to make ethanol, so no oil imports are saved and more imports are actually needed. Also, it takes farming resources of land and water (6,000 gallons of precious, limited, fresh water for each gallon of ethanol) to produce ethanol. Ethanol delivers less power and efficiency than gasoline. It also results in less food products and animal feed, raising the costs of both to consumers and farmers. People are going hungry and some have died of hunger because we produce less food for human consumption around the world due to this policy.
While the government wisely requires all businesses who have pensions to adequately fund them, it has no such rules for itself. Consequently, government pensions for government workers are underfunded by tens of trillions of dollars.
Government pays pensions in a manner that would bankrupt a private company that offered the same plan. Full pensions are paid to workers in their 50s and sometimes in their 40s instead of 65. Pensions are padded by using the largest one year income that is often manipulated and padded by huge overtime pay deliberately condoned so that instead of collecting half their pay as pension, workers collect their entire annual salary or more as pension. In addition, cost of living raised are included for retirees. Plus they are excluded from paying Social Security taxes. Finally, overtime pay is given to managerial and professional workers by government they would not be given to such workers in a private company. Such people are paid by the job in private industry, not by the hour.
Subsidies for Agriculture. Another bit of communism at work. We pay farmers not to grow crops (to preserve the land which farmers would do anyway to protect their future). We set minimum prices for some crop prices which not only raises food prices to consumers, especially hurting the poor and middle class, but also produces unwanted surpluses that the government pays millions of dollars per year to store. The average farmer has a net worth of two million dollars, so why are we subsidizing multi-millionaires?
Minimum wage laws. The 'intent' sounds good – ensure payment of a 'livable wage' to workers, but what is the real 'impact' of this policy? Does it accomplish the intent? The answer is no. Studies show that these workers are often people in their first job. 10 years later, 98% of them are earning the average American salary which is much higher than the minimum wage. Studies also show that minimum wage workers are not usually head of household, but often teenagers and students being supported by someone else. Most importantly, people who can't find employment in their first job until later in life, often never join the middle class and are dependent on government welfare programs for most or their entire life. Since studies also show that unemployment among youth seeking their first job is much higher than the rest of the population and that the number of entry jobs substantially decreases (employers eliminate some jobs, reduces the number of other jobs by adding more responsibilities to the job) when minimum wage rates are raised, thus sending youth unemployment rates much higher, minimum wage laws are regressive/counter productive rather than progressive. This result shouldn't be a surprise as it is another example of government over-riding the free marketplace to institute a bit of communism (the management of businesses by the state). So why does government pursue this policy? The reason is that Democrats, by making the minimum wage increasingly higher, make it easier for unions to bargain for higher wages.
The huge spread of government subsidizing consumers who buy what the government wants them to buy such as 'green' cars. Basically, you have decided that a green car is too expensive to buy. Instead of letting the marketplace determine the winners and loses of the various green technologies being produced or researched, the government offers a substantial subsidy to you to buy this too expensive car that you wouldn't pay for with your own money. This is stupid in two ways. First, the government is reaching over to your back pocket, lifting your wallet, taking money out of it as taxes, then giving it back to you to buy this car. So you paid full price anyway. Secondly, the fact that it is too expensive to buy means that it is not market ready and most importantly may not be the right green technology that could ultimately be truly marketable. In fact, the subsidy to the wrong technology could delay or stop the right green technology from ever being developed. Same concept exists for government grants to universities and colleges to develop new technologies. Let business and the free marketplace, which is loaded with incentives to develop marketable products, handle it.
Blocking oil and gas drilling on public lands, especially in the places that energy companies most want to drill. I'm not talking about National Parks. Government owns plenty of land and ocean that will never be a National Park, but could produce needed oil and gas to make us energy independent and maybe even an energy exporter someday. Why is that good? Well besides protecting our economy from shortages and foreign nation oil boycotts such as happened in the 1970s, we could save the 700 billion dollars a year we pay for oil imports and invest that money to produce good jobs in America.
Declaring the polar bear as a threatened species. Really? There are 25,000 polar bears today compared to only 8,000 polar bears 50 years ago. So the polar bear population has tripled in just 50 years! This outrageously prejudiced decision was a government sponsored marketing event to promote false man-made global warming policies that liberals love and support because polar bears, almost universally liked by the general population, might help win more supporters to this global warming hoax.
Flood insurance by the federal government. Private industry won't handle it due to the cost. So again, government overrides the marketplace and installs another bit of communism. The result – the same homes are destroyed and rebuilt by the government multiple times at huge deficits to the premiums collected for all policies. At the very least, it should pay the damages, then confiscate the property so as never to build upon it again. Better yet, get out of the business (or at least publicly declare it will not accept new policies so that unoccupied flood prone properties are never built upon).
Labeling a reduction in future, “planned” spending as a “cut” to the deficit. This is a fairy tale embedded in a lie, designed to fool the general public. A true 'cut” means spending less than actual expenditures from the past, not the future. The current. nonsensical debate about cutting 4 trillion dollars from the deficit over the next 10 years is in actuality an 8 trillion dollar increase to the national debt, bringing it in 10 years from the current 16 trillion dollars to 24 trillion dollars.
Using discrimination policies to end discrimination policies. Contradictory in its concept, Affirmative Action policies and laws discriminate by using the color of one's skin to gain jobs, promotions, and acceptance into colleges over more qualified people with a different skin color. No amount of “dancing” around this issue can mask the fact that Affirmative Action is unfair and real discrimination. This certainly isn't the policy that Martin Luther King campaigned for. He campaigned for the end of all discrimination!
Thursday, November 15, 2012
Random Thoughts - Questions without Good Answers
2. Some people who are kind to other people and even animals, who wouldn't think of inflicting pain or suffering on man or beast, take joy at the thought that "bad people" will go to hell and get their 'due'. Worse,they imagine hell as an eternal, unrelenting punishment of fire and brimstone. You wouldn't, as punishment, force a person's hand to remain on a hot stove for five minutes or worse be burned to a stake which would end suffering in a few minutes. Too awful and inhumane! Yet the hell you imagine forces an afterlife body to be consumed by fire for eternity. Have you ever considered the enormity of this? Imagine being forced for five minutes in a giant hot stove. Imagine one hour, then a day, then a week, then a year, then a hundred years. Now for a thousand years. How long would it seem for a million years. A thousand times repeated for a billion years. A thousand times repeated again for a trillion years. Now 100 trillion years. Not enough? Multiply that 100 trillion times. Eternally speaking that is less than a second in a thousand years. Can anyone really do anything so awful as to deserve this kind of punishment? You wouldn't condone anything like it on Earth. Why does it change after death in terms of justification in your mind? Maybe hell is an invention of people who wanted to exercise control of other people? Let's hope so.
3. Space is infinite. How could it not be? If you reached the end of space, then what's to stop you from going to the edge and sticking a ten foot pole past the edge? God is all knowing. If space is truly infinite, then how can God know all that is in infinite space? If he did, then space would no longer be infinite.
4. Time is eternal. There is no beginning, nor is there an end to time. If there was, then what happened an hour before the beginning of time or an hour after the end of time? Yet the universe and all of us exist. Therefore at some point in time, we were created. How much time from the beginning of time were we created? Since there is no beginning of time, it took an infinite amount of time before the Universe and us were created. But infinity can never be reached. That implys that we and the Universe could never have been created.
5. Apply the analogy in point 4 to God. God always existed is pretty much a universal religious belief. Then it would take infinity to reach this point in time. Infinity can never happen. If I could ask God a question, my question would be what was your very first thought and when did it happen? After receiving the answer, my follow up question would be, then for an infinite amount of time before your first thought, you did not think at all. How can that be?
6. Science has an answer for this next thought, but though I have heard it several times, it makes no logical sense to me. I am talking about traveling at the speed of light and its effect on time. In theory, if a person could travel at the speed of light, he would age much slower and return to Earth hundreds of years later. something to do with the 'bending' of space and time - the theory of relativity by Einstein. Here's my problem. Scientists agree that the nearest star to Earth besides the Sun is four light years away. A light year is roughly six trillion miles in length. So the star is 24 trillion miles away from Earth. Light from that star takes four years to travel that 24 trillion miles. If we allowed it to hit a mirror, it would take another 4 years to travel back to that star. So 8 years for a round trip and 48 trillion ymiles traveled. I have no problem with that. Now put a man in a rocked that travels at the speed of light to that star and back. logically, the return should happen in 8 years. However, scientists say that it would be hundreds of years before he returned to Earth? How could it be qany different than the light beam? If it took more than 8 years to complete the round trip to and back from the star, then the space ship had to be going much slower than the speed of light. If it wasn't, then it must have traveled much further than 48 trillion miles.
7. The speed of light is defined as the "cosmic" speed light. Nothing can go faster than the speed of light per scientists. We currently have satellites in space about 200 miles up that are "stationary" to Earth and thus spin with Earth. Earth spins roughly 24,000 miles (the circumference of the Earth) in a 24 hour day. These satellites also circle in 24 hours, but since they have a 200 mile longer diameter to the center of the earth, they cover about 25,800 miles in the same time period (200 iles more time "pi" which is roughly 3.14. Now put an imaginary stationary satellite one light year from earth (or an imaginary pole attached to earth one light year long). It would travel 3.14 light years in one revolution which is only one day. That's 1,146 light years traveled in an Earth year (365 days times 3.14). That's way faster than the speed of light.